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Two years from the date of the accident, under O.C.G.A. § 9-3-33. If a government entity (city, county, or state vehicle) was involved, you also have to send an ante-litem notice within six months for cities (O.C.G.A. § 36-33-5) or twelve months for the state (O.C.G.A. § 50-21-26). Missing the ante-litem deadline forfeits the entire claim, even if the underlying two-year window is still open.
The two-year deadline runs from the date of injury, not from when fault is determined or from when you finish medical treatment. Filing has to happen within that window — every day past it is generally a complete bar to recovery.
There are narrow exceptions. The clock can be tolled (paused) for minors under O.C.G.A. § 9-3-90, for certain mental incapacity, and while a related criminal case is pending under O.C.G.A. § 9-3-99. None of these are pro-forma; each one has technical requirements.
The most expensive mistake is missing an ante-litem notice deadline because nobody flagged that a government vehicle was involved. We check this in every consultation.
This answer is general legal information, not specific legal advice. Pereira & Associates can review your particular facts in the free consultation. Schedule one →
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